Personal Banking

No minimum balance, instant digital onboarding and free netbanking.

• Zero monthly fees
• Instant debit card
• Mobile & UPI

Auto-sweep to FD, higher interest for parked funds, flexible tenures.

• Auto-sweep to FD
• Penalty-free partial withdrawal
• Senior booster available

Optimized for businesses with multi-user access and payroll tools.

• Multi-user access & permissions
• Bulk payouts
• Cheque book & merchant services

Higher limits, dedicated relationship manager and merchant APIs.

• Dedicated RM
• API access for invoicing
• Lower remittance fees

Special features for students: parental controls and spend limits.

• Parental approvals
• Low minimum balance
• Card controls & limits